What Can You Expect During a Property Consultation With Me?

I understand the feeling when talking to a salesperson. Sometimes we are so worried about meeting a pushy agent who is annoying and keeps trying to make a sale.

I can assure you I am not one of them.

Having being an active agent in this industry for more than a decade, I know that no one likes to be sold to.

However, I understand that you might have concerns and property-related questions that you need to seek clarification with.

You are welcome to ask me questions via WhatsApp if the questions are simple enough.

But if you are seeking for a more detailed discussion on what are the options that are open to you, then we can arrange a face-to-face no-obligation meeting.

Detailed Assessment

Buying or selling your property is an important life event for most of us (unless you are a seasoned investor).

If you’re embarking on this exercise, it would be important to engage the right advisor who can assist you.

Experience and service aside, having good rapport with your realtor can make the process so much more enjoyable and assuring for all parties involved.

Here is what you can expect on your first property consultation with me:

Consultation with First-Time buyer(s):

• Detailed financial assessment of your funds available
• Understanding your requirement(s) for your first property (HDB or Private)
• Going through the different buying process for various property type or developments
• Determining the grants HDB buyers are eligible for
• Exploring potential options to buy (HDB resale / BTO/ EC or private new launch/ resale)

Consultation with HDB owner(s)

• Initial assessment of your current flat’s value (estimate)
• Going through the entire resale process and timeline
• Evaluating suitability to sell or buy
• Exploring next steps (i.e. buying/ renting/ upgrading/ down-sizing/ BTO/ EC)
• Assessing your financials where necessary

Consultation with Private Property owner(s)

• Providing an indicative valuation and of your properties and potential future growth
• Going through the resale or new launch timeline
• Evaluating suitability to sell or buy
• Exploring next steps (i.e. buying / renting/ upgrading / down-sizing)

Consultation with Property Investor(s)

• Assessing your property portfolio
• Discussion of your goals or motivations
• Exploring potential options

What Our Discussions Usually Reveal

Actually, there are many instances whereby I had to share with individuals or families that they are unfortunately not in a position to sell or buy at the present moment.

And how we can revisit should there be a change in their situation.

During the meeting, we explore what are your goals and discuss the steps on how you can reach there.

The aim of our discussion is to find a customized solution that is suitable for you.

However, in order to have a meaningful consultation session, I would need you to share these information before the meeting.

Financials: Monthly income, current CPF (Ordinary Account), excess funds for property purchase.

In-Principle Approval (IPA) for home loan, if available.

Any outstanding loan and/ or CPF used + accrued interest for any current properties

Location and type of property keen on: let me know if you’re keen on a specific area/ district (e.g. could also be near to a particular school) and the type of properties you feel may best suit your needs.

New or resale properties?

Current properties: Do provide your address or property type/ details owned

To be fair, the consultation session is not only an opportunity for you to find out more about the buying and selling process.

But it is also the time for you to determine if I’m suitable to help you on your journey to buy or sell.

If you are keen to explore, do call or WhatsApp me at +65 9628-5498.