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Check out my latest article - When to Sell Your Current Home Before Collecting BTO Keys – And Avoid Costly Mistakes

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by Lydia Shi

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Contact Lydia:
Mobile: +65 9628 5498

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BTO New Launches (2)
CPF (1)
EC (1)
Floor Plan Analysis (4)
General (9)
HDB (6)
Private Property (2)
Property Investment (14)
Resale (1)

Recent Posts

When to Sell Your Current Home Before Collecting BTO Keys – And Avoid Costly Mistakes
New Launch vs Resale: My 15-Year Perspective
Buying A New Launch? Read This Cautionary Tale To Avoid Regrets
The Tanjong Rhu Agent: How I Began My Real Estate Business
How To Select A New Launch Condo Unit – 5 Ways To Protect Yourself

Recent Comments

Timothy Tan on What Can You Expect During a Property Consultation With Me?
greencity on The Critical Age of 55 Years Old In Singapore – 5 Implications To Be Aware Of
Lydia Shi on The Critical Age of 55 Years Old In Singapore – 5 Implications To Be Aware Of
Shirley on The Critical Age of 55 Years Old In Singapore – 5 Implications To Be Aware Of
New Launch vs Resale: My 15-Year Perspective on The Danger of Purchasing Small Units for Property Investment

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Hi, I’m Lydia, sharing my insights and expertise to help you navigate the property market in Singapore.

Age 55 is a milestone that quietly reshapes your C

Age 55 is a milestone that quietly reshapes your CPF access - and it can affect your property plans more than most people realise.

✔️ Your OA and SA will be transferred into a Retirement Account
✔️ CPF will take back property proceeds first
✔️ Using CPF for property becomes more restrictive
✔️ More cash is required if buying after 55

As a realtor who works closely with homeowners navigating these transitions, I always advise planning early. With the right strategy, you can avoid surprises and make confident decisions around rightsizing, upgrading, or unlocking value.

If you’re approaching this stage or supporting your parents through it, I’d be happy to share what I’ve learned from years of guiding clients through this exact journey.

📩 DM me or read the full article at https://www.yourpropertymatters.sg/critical-age-of-55-years-old-in-singapore/

With the Trump tariffs and “crisis” in the glo

With the Trump tariffs and “crisis” in the global equities market, my clients (mainly buyers) are calling me to check if it is still safe to enter the property market?

🔍 What will happen if a recession is brought about by the prolonged impact of the tariffs?

📈 What can we deduce about the coming years if we study historical trends base on similar events?

💡 Should we go into a panic state or are there still silver linings in the clouds?

Be ahead of the herd.

DM me to learn more and gain better clarity & insights through the fog.

#Navis
#PropertyWealthPlanning
Data Driven. Pure Facts. No Hype.

Marble polishing for a unit in Costa Rhu. This ten

Marble polishing for a unit in Costa Rhu. This tenant has been with us since 2016, and found the floor too dull for his liking. He suggested for the polishing cost to be split between the landlord and himself.

Landlord was more than glad to oblige. After all. It’s not easy to find a tenant who takes good care of our properties.

I had the easy task to secure the best and most efficient guys for floor polishing - to help move all the bulky items into the bedrooms.

🏡 SOLD for $9M – $1M ABOVE Valuation! 💰 T

🏡 SOLD for $9M – $1M ABOVE Valuation! 💰

This 4,273 sqft freehold penthouse at Seafront on Meyer was stunning, but the market said it was worth $7.5M–$8M. My client wanted $9M. Most agents would have pushed for a price cut. I saw an opportunity.

🚧 Challenges:
❌ Bank valuation $1M lower than the asking price
❌ Buyers hesitant to cover the gap in cash
❌ COVID-19 slowed viewings

🔑 How I Made It Happen:
✅ Positioned the penthouse as a rare, irreplaceable asset
✅ Attracted high-net-worth buyers who value exclusivity
✅ Shifted focus from price to long-term value
✅ Advised my seller to hold firm, and the right buyer came

🔥 Final Result? SOLD for $9M, full asking price.
💰 A sale $1M above valuation.
🏡 A seller who didn’t have to compromise.

Check out the full article at the website. Link in bio.

Last appointment for the day

Last appointment for the day

Most assume new launch condos are the better choic

Doing something therapeutic after a weekend of hec

Doing something therapeutic after a weekend of hectic showflat duty/ viewings.

Built-in ovens break down easily when left unused for a long time. So many owners/ tenants find themselves dealing with power trips once they turn their ovens on (after say 6-12 months of inactivity).

If you’re lucky, this method will revive your oven and save you hundreds of dollars (yes oven repairs are costly).

Step 1: Set the temperature to 50°c using Top and Bottom Heat mode.
Step 2: When the temperature reaches 50°c, increase the setting temperature to 80°c, when the temperature reaches to set point, increase the setting temperature again to 150°c. Once the temperature has reached 150°c, increase the setting temperature to 200°c and once the temperature to reach 200°c, please go on to the next step.
Step 3: For the last step, increase the setting temperature to 250°c and let it stay at 250°c for one hour.
Final step: Turn off the oven.

(Method courtesy of Bosch)

#parkcolonial #Woodleigh #sgrent #sgrental #rental

#parkcolonial #Woodleigh #sgrent #sgrental #rentalsg #rentsgproperty

Never imagine I could fix a wardrobe rod holder. M

Never imagine I could fix a wardrobe rod holder. Managed to level up today. Haha…. The things we do for work. 😂😂 This may seem like a small feat. But for me, a great accomplishment. But still I would rather leave most of such works to my trusty handymen. Sadly, 2 are still on their Lunar New Year break and another is fully booked till next week.

Another tenant who left, leaving the place in a me

Another tenant who left, leaving the place in a mess.

Landlords often ask “will this tenant take care our place?” Well it’s really hard to tell. Until you get the unit back.

In this case, tenant who left still promised to arrange for cleaning and furniture disposal as his departure was sudden and unforeseen.

So let’s hope he fulfills his obligation. But what’s important is for landlords to have sufficient security deposit for such unexpected “works”

Now let’s hope I find a nicer tenant for this very nice landlord. #sgproperty #rentalsg #parkcolonial #Woodleigh

Love it when clients take feedback seriously, to e

Love it when clients take feedback seriously, to enhance/ add value to their properties. After countless viewings but no offers, we can either reduce the price or renovate base on viewers’ comments/ concerns.

Given the plan to continue renting the house for a considerable time, we decided on the latter. Can’t wait to find the lucky tenant for this inter-terrace near Holland Village soon.

Our annual mother and daughter trip has come to an

Our annual mother and daughter trip has come to an end. We had fun exploring, hiking and experiencing the countryside. An early PSLE reward (yes we were naughty and skipped school) for the little girl.

And now it’s back to work! Looking forward to all the upcoming new launches - Chuan Park, Emerald of Katong etc.

Thrilled to spot this. Now I can share this with p

Thrilled to spot this. Now I can share this with potential buyers of units with tight bathroom space.

Rushed here after all my viewings last night to “inspect” paint works for a 3-room HDB rental unit. My regular painter went MIA, so after a day or 2 of waiting, I had to look for someone else.

This is the first time I’m engaging this painter (recommended by a colleague). His fees were incredibly low, so I was pretty nervous. Glad he did a pretty decent job.

My regular handyman just suffered a stroke lately and is recuperating back in JB. And now it looks like my most trustworthy painter of more than 10 years could also be out of action. 😢

Thankfully I work in a team where I know help/ advice is always there when I need them. But I’m still hoping the kind gentlemen I work with can get back on their feet soon.

Just lost another bid on behalf of my client for a

Just lost another bid on behalf of my client for a 3-room HDB flat. And no we didn’t provide a low offer. We knew it was going to be tough when you have 10-20 groups viewing almost each session.

In 2Q 2024, HDB resale flat transactions reached 7,352, a 4.0% increase from 1Q 2024 and the highest quarterly transactions since 3Q 2022. Mature estate resale flats near PLH BTOs saw higher interest due to a lack of PLH restrictions. The most popular HDB towns were Tampines, Woodlands, Sengkang, Jurong West, and Punggol, comprising 33.6% of total transactions in 2Q 2024.

Due to the stronger demand and record number of million-dollar flats, HDB resale flats prices rose by 2.3%, up from 1.8% in 1Q 2024. Prices increased in 21 out of 26 towns, with Geylang leading at 13.4%, followed by Marine Parade at 11.5% and the Central Area at 9.3%.

Strong demand for resale flats is expected in 2H 2024 from ex-private property owners and buyers who are afraid of missing out. HDB resale volume estimates are revised up to 26,000 to 28,000 this year, with prices forecasted to grow up to 10%.

Let’s have a detailed discussion on what suits you best!

#hdbresale #hdb #sghdb #hdbsg #sgproperty

Getting the wall hung toilet bowl fixed this morni

Getting the wall hung toilet bowl fixed this morning and the plumber asked why we bother spending money to repair when we are selling the unit. 😅 Didn’t occur to us to leave it broken, cos getting it sorted just seem like the right thing to do. And the owner also agreed that he would rather not scrimp on such works even if the new owners might end up replacing it. Hope we will find a buyer for this ground floor 1-bed unit soon!

A client was sharing yesterday how he makes it a p

A client was sharing yesterday how he makes it a point to bring his kids overseas to be close/ exposed to animals/ wild life.

I told him to come to Pasir Ris. Look at my encounter with this cute family at Pasir Ris Way this morning.

Certain areas in singapore retains a rustic charm that is so different from the city living we are used to.

Removal of staging furniture usually means unit so

Removal of staging furniture usually means unit sold!

Unfortunately, this 1-bed unit will need more time. Rather than sell at a loss, we have discussed and decided to rent it at a respectable $3100 for a year while we continue to market for sale with tenancy.

#sgproperty #investmentproperty

Sealed this deal 2 weeks ago with a really sweet c

Sealed this deal 2 weeks ago with a really sweet co-broke agent. Option to Purchase was exercised last Friday and we thought it would be a smooth 12 weeks to sales completion.

So it came as a shock when the law firm notified us yesterday that the cheque was rejected.

Technically the Option to Purchase has lapsed. Which means seller can forfeit the 1% option fee and start to market again.

Fortunately, my client is kind enough to extend the deadline to the next working day, So let’s hope this comes through.

As much as possible, I would advise buyers who are not confident about their cheque status/ signatures to just purchase a cashier’s order for purchase purposes.

What happens when developers don’t provide dimen

What happens when developers don’t provide dimensions on their floor plans and buyers are overseas?

We just need to step up and do it ourselves 😂 #sgproperty #CuscadenReserve

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